Secure income 
and protect your wealth

Balance dividends and bonds for steady growth and stabilityFor many investors, securing a steady stream of income from their portfolios is a common goal, whether to supplement their salary or to fund a comfortable retirement. The challenge is finding the right balance between generating cash now and protecting the future purchasing power of their wealth. […]

Pensions and Inheritance Tax: 
Big changes 
coming in 2027

Understanding how removing the pensions exemption 
could affect your legacyFor decades, UK savers have relied on pensions not only for retirement income but also as a highly tax-efficient way to pass on wealth. Under current rules, pension pots generally fall outside your estate for Inheritance Tax (IHT) purposes. However, a significant shift is on the […]